Great read. I don't know much about US regulatory environment but if you have to do something similar in India; I wonder the difficulties with data sharing from aggregators, different parties involved will just kill you.
Great article. As a Data science practitioner who is learning finance, this article is very helpful. As you mentioned, upstart's customers are from credit Karma. I would like to dig more, and see how is the relationship with this credit Karma, because I see the risk of credit Karma going to multiple platforms such as upstart in the future, which might damage the laters earnings in the future.
Thanks for the well written article. Besides expansion to other loan products, it would be interesting to know if they plan to expand geographically to other regions like Europe, Australia. That could reduce dependency on one bank and test the execution outside comfort zone of USA.
Hey Tariq, Superb read as always. Thank you so very much for the insights you bring in. I just have a quick question, when upstart makes an entry into small business/mortgage lending wouldn’t there be already existing players who would then have an edge over upstart. We already have companies like drip capital in US or Reevoy in India which are into similar AI/ML based lending or factoring business. Wouldn’t they be having a larger market share considering them having an earlier headstart. Do you see any hindrance to upstarts growth?
bhai why cant the big banks start their own algos why to depend up on upstart? after a decade or two the old might get a lil redudant as well na? is my understanding correct bhai?
As always, great article! I was wondering if you analysed "Affirm" while performing the research for this article. If yes, how would you rate it just in terms of business model?
Great work by publishing the special situations dashboard. Request update it regularly, say monthly, so that investing public can benifit from it. I know it is too much of work, but i am sure u will take care of your baby (dashboard). Thanks
Insightful. Thanks Tariq for the great work.
Awesome read only heard about upstart now having read this seems like a great fintech
Awesome blogpost Tariq.Thanks for sharing this wonderful analysis. Would love a similar in-depth analysis of Roblox.
Great read. I don't know much about US regulatory environment but if you have to do something similar in India; I wonder the difficulties with data sharing from aggregators, different parties involved will just kill you.
Great reading. Packed with lot of information which is not known to many. Excellent effort by you. Looking forward to next publications.
Great article. As a Data science practitioner who is learning finance, this article is very helpful. As you mentioned, upstart's customers are from credit Karma. I would like to dig more, and see how is the relationship with this credit Karma, because I see the risk of credit Karma going to multiple platforms such as upstart in the future, which might damage the laters earnings in the future.
As always, great article, very insightful.
Good write up.
Thanks for the well written article. Besides expansion to other loan products, it would be interesting to know if they plan to expand geographically to other regions like Europe, Australia. That could reduce dependency on one bank and test the execution outside comfort zone of USA.
Hey Tariq, Superb read as always. Thank you so very much for the insights you bring in. I just have a quick question, when upstart makes an entry into small business/mortgage lending wouldn’t there be already existing players who would then have an edge over upstart. We already have companies like drip capital in US or Reevoy in India which are into similar AI/ML based lending or factoring business. Wouldn’t they be having a larger market share considering them having an earlier headstart. Do you see any hindrance to upstarts growth?
Good stuff. A very neat and practical application of ML which actually makes sense, unlike many of the so-called "AI powered" companies.
bhai why cant the big banks start their own algos why to depend up on upstart? after a decade or two the old might get a lil redudant as well na? is my understanding correct bhai?
Insightful, as always!
As always, great article! I was wondering if you analysed "Affirm" while performing the research for this article. If yes, how would you rate it just in terms of business model?
HI,what are the websites you use to research us companies?
Great work by publishing the special situations dashboard. Request update it regularly, say monthly, so that investing public can benifit from it. I know it is too much of work, but i am sure u will take care of your baby (dashboard). Thanks